Current Fees
Rochester & Monroe County Federal Credit Union is committed to providing the best options for our members. With lower fees and better fixed and variable interest rates than ordinary banks, we’re able to help our members save more interest on loans and earn more on your savings.
If you need more information about current fees, please call us at (585) 546-4279.
Fees
ATM or Debit Card Fees
Effective as of: July 31, 2024
|
Description
|
Fee
|
|
Replacement ATM or Debit Card
|
$5.00
|
|
Rush delivery ATM/Debit Card
|
$30.00
|
Loan Fees
Effective as of: July 31, 2024
|
Description
|
Fee
|
|
Mortgage Loan Late Fee after 15 Days
|
$ 35.00
|
|
Personal Loan Late Fee after 15 days
|
$ 25.00
|
|
Skip-A-Pay
|
$ 25.00
|
Checking Fees
Effective as of: July 31, 2024
|
Description
|
Fee
|
|
Copy of Share Draft
|
$3.00
|
|
Stop Payment on Share Draft
|
$35.00
|
|
Returned Share Draft/ACH
|
$35.00
|
|
Protest a Check or Draft
|
$20.00
|
|
Manual Transfer Overdraft Protection
|
$5.00
|
|
Member Initiated Transfer
|
FREE
|
|
Automatic Overdraft Protection
|
FREE
|
General Fees
Effective as of: July 31, 2024
|
Description
|
Fee
|
|
IRA Enrollment Fee
|
$5.00
|
|
IRA Annual Fee
|
$20.00
|
|
IRA Premature Withdrawal Fee
|
$10.00
|
|
Inactive Account Fee
|
$20.00
|
|
Club Account Close Fee
|
$5.00
|
|
New Member Fee
|
$1.00
|
|
Check Issue to Non-Owner
|
$5.00
|
|
Returned Check Deposited
|
$20.00
|
|
Returned
Electronic Transaction
|
$35.00
|
|
Stop Payment on Automatic Debit
|
$35.00
|
|
Statement Copies (hourly fee plus page fee)
|
$20.00
|
|
Statement Copies per page
|
$0.25
|
|
Returned Mail-Bad Address (per item)
|
$5.00
|