Why Join?

Rochester & Monroe County Federal Credit Union is committed to providing its members with financial products and services which meet their needs and goals. A membership is more than a banking relationship. Allow us to share our commitment to leadership, to our community, and to serve every member with unprecedented service and compassion.

Join Today

Discover our competitive rates!

Interest rates for all consumer loans with flexible terms to fit your budget.

Convenient banking:

24/7 ATMs located throughout Rochester and Monroe County.

Get more from your credit union

Members are eligible for a range of services to make banking, investing, and lending easier than ever.

Checking and Savings

Everyday banking made easy online or in-person.

Learn More

Credit Cards

VISA cards with smart device compatibility.

Learn More


Plan for your future with a variety of investing options.

Learn More


Lending solutions to fit your needs and your budget.  

Learn More


Special member-only benefits including payroll deduction, dividend sharing, voting rights, and more.

Learn More

Eligibility Information

The Rochester & Monroe County Federal Credit Union is open to all employees of the City of Rochester, the County of Monroe, and some towns and villages within the county. It also covers all individuals who live, work or worship in the City of Rochester. Over the years, many additional employment groups and family members of all groups have joined the growing ranks of Credit Union members.

Become a Member Today

Complete your account setup in-person, or via mail. Every new membership starts with opening up a savings account.


  • Complete the membership application, and bring your NYS Driver’s License and $6 to any location to initiate your account ($5 deposit/$1 processing fee)

Via mail:

  • Mail the completed membership application, a copy of your NYS Driver’s License, and $6 to initiate your account ($5 deposit/$1 processing fee)

Send to:

Rochester & Monroe County Federal Credit Union
460 N. Goodman Street
Rochester, NY 14609