Individual Retirement Accounts (IRAs)
An IRA is a must-have for a better retirement, and the knowledgeable team at our credit union is here and ready to help you plan for your future.
An IRA is a fully-insured, open-ended tax-advantaged investment account with no term commitment, and it’s a great tool for building personal wealth. We offer both individual IRAs, Roth IRAs, educational IRAs, and spousal IRAs (even if your spouse does not work).
Our members can benefit from:
- Variable rates
- Quarterly dividends
- Tax benefits
- Low administrative fees
Early withdrawals are subject to IRS penalties.
How to Apply
Open a new IRA by contacting us. Just remember – all investment account holders must also have a funded savings account.
If you have any questions, please call our main office at (585) 546-4279.
Our Rates
Effective as of: July 31, 2024
|
Rate
|
APY*
|
Individual Retirement Account
|
0.75%
|
0.75%
|