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Welcome ....................................

Where ever your day takes you, bring us along. We are here to serve your financial needs.

Look for our FALL promotions, updated member benifits and services on this page or call us at 546-4279.

We look forward to serving you.





Our "Financial Focus" newsletter was mailed to all members and is now also available on our website. Go to the "About Us" tab above and select Newsletter.  This is the annual publication of the Rochester & Monroe County Employee's Federal Credit Union. It includes the Summer Loan Sale application, Annual Meeting Notice, President's Report, Balance Sheet, Privacy Policy as well as ther 2015 Supervisory Committee Report. 





We now offer VARIABLE RATE HE L-O-C's (Home Equity Line Of Credit) with Floor Rates as low as 3.75% APR w/80% LTV, 4.25% w/ 90% LTV.

No Closing Costs, No Fees (after 24 months) and up to 120 Months to repay.

Vacation/2nd Homes in Monroe & Surrounding Counties NOW Eligible. Call us today.


If you are considering a new or used vehicle, we urge you to check out our competitive CAR LOAN RATES.

All members get the same rate based on term and year of the vehicle.

We encourage members to take advantage of automatic payroll deduction to make their payment each month.
It's convenient and insures your payment is made each month on time.
A constant repayment history helps you build a strong credit score.



If you have a current auto loan, call us at 546-4279 and ask us about refinancing with us. We may be able to lower your interest rate and your monthly payment!

DID YOU KNOW ...............

!). You can change your address, e-mail and phone number on your account record by logging into your Virtual Branch account. See Address Change under PRODUCTS & SERVICES for details.

2). You can now change your PIN number on your ATM / DEBIT CARD by calling 1-877-265-9594. This new service is quick and easy to use.

3). GO GREEN - GO PAPERLESS, Do it easily by logging into your Virtual Branch Account and selecting Electronic Statements.

4). We have notary public on staff at our Goodman Street office, should you need notary service for your important documents. This service is provided to our members at no cost.

5). You now have the ability to choose the look of your credit union Debit/ATM Card! Choose from 5 different designs. Stop in at any branch to view them or click on the rotating banner below.

6). Your credit union does not FICO score member auto loans! Financing a new or used vehicle with us all members enjoy the same low rate, which is based on the model year of the vehicle, not the members FICO score. Click on our Loan Center at the top of this page to view our current rates.
Another reason to finance your next vehicle with us.

Already have an auto loan with another lender? You can re-finance your auto loan with us using the same low rates all members enjoy and take advantage of our payroll deduction plan.


Check out the Special Offer's with our partners at ENTERPRISE CAR SALES!
Tell them you are a credit union member and they will work with us to get you financed. All our members receive the same low rate based on the model year of the vehicle and not your FICO score. Click on the rotating banner below for all the details.

Join the many members who enjoy Haggle-free buying, and Worry-free ownership, with Enterprise!


You can use our ATM card at many local credit union ATM machines, such as ESL, Family First and Reliant FCUs free of charge.

Of course there is never a charge to use any of our ATMS located in the

Sister Cities office; 40 N. Fitzhugh St,

the Monroe Community Hospital cafeteria; 435 E. Henrietta Rd. and in the

Emergency Room lobby at Unity Hospital; 1555 Long Pond Rd.


Have you Downloaded the App yet?

More and more members are enrolling in Mobile Money. Get access to your accounts on your mobile device with "Mobile Money"

Here is what you need to get started:

1. An active Virtual Branch Account.

Don't have one, go to our home page and enroll.

2. Any mobile device that can send and receive text messages and/or has access to the internet.

To activate Mobile Money, sign in to your Virtual Branch account, then click the Self Service tab, and then select the "Mobile Money" option and follow the instructions.

With Mobile Money you can view account balances, transactions and transfer funds between your accounts.

With Mobile Money, we safeguard your personal information by using multiple security measures including authentication and encryption.

However, for added security if your phone is ever lost or stolen contact us immediately to suspend your account.

Make MOBILE MONEY your Credit Union Connection TODAY!

We have the best VISA card in town !!!

We call our card the "No Gimmick VISA card!" Why? Because there are

No Hidden Fees or Penalties!

With an 11.9% Fixed Rate, it really is the Best Deal in Town!

Don't Wait...Compare our card with your card today.


CLUB ACCOUNTS are additional savings accounts you set-up for a specific need. Whether you're planning a Vacation or want a nest egg for Holiday Shopping now is the time to start. Call the main office at 546-4279 to open your CLUB ACCOUNT. Let us know how much you want deposited each pay period and start building your balance today. Don't wait, call today.


Holiday Club savings accounts are a great way to save money each pay period for your holiday expenses. If you didn't have one for last year's shopping, don't make that mistake again this year. Start one today by calling our office at 546-4279.


Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate. Dependable insurance coverage ensures financial relief when you need it. Take comfort in knowing you are  protected. Click on the TruStage rotating banner below or go to the Products & Info tab above and click on Insurance. Now is a great time to make sure you have the conerage you need.


Take advantage of the Sprint Credit Union Member Discount. Click on the Sprint rotating banner below.


Now you can pay for college the smart way.
We have teamed up with Sallie Mae to offer

"The Smart Option Student Loan"

Click on the rotating banner at the bottom of this page for more information and to get started.

BANK BY PHONE ................

With our ANSWERPLUS System all you have to do is dial 1-866-858-9120 to access your account. Once you have activated AnswerPlus on your account, using a touch tone phone, you can:

-Request account balance and activity

-Verify deposits or withdrawals

-Verify interest paid

-Transfer funds

It's Quick and easy! One call does it all! No matter where you are, 24/7. Call our office at 546-4279 to get started.


Now you can request a check to be sent to you through our Virtual Branch system.

Sign in to Virtual Branch, then select Self Service and the Secured Mail option.
Use the 'compose new message' option to provide us with your account number and the amount requested.
Your check will be mailed to you the same day.

PAY YOUR BILLS ON-LINE... Save Checks & Stamps!

Enroll in our ELECTRONIC BILL PAY service. It's easy! For an overview and enrollment form click on the SERVICES tab, then select BILL PAY or call the office at 546-4279 for more details.


Never provide your personal account information to anyone. Additionally we recommend reviewing your account activity on a regular basis and report any suspicious activity to us immediately at 546-4279.