Banking Accounts

Manage your spending and saving with ease when you consolidate at our local credit union. Our federally insured accounts offer quarterly dividends and other special member-only opportunities.

Accounts We Offer

Make the most of your banking experience, and get rewarded with added benefits.


A checking share draft account that earns dividends.

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Easy transfers and access to funds.

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Money Market Accounts

Higher-interest options allow your savings to work harder for you.

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Open an Account Today

Start banking with us today. You can open a new account in-person, or via mail. To get started, all new credit union members are required to open and fund a savings account. From there, we can easily help you open a new checking or Money Market account.


  • Complete the application, and bring your NYS Driver’s License and $6 to any location to initiate your savings account ($5 deposit/$1 processing fee)

Via mail:

  • Mail the completed membership application, a copy of your NYS Driver’s License, and $6 to initiate your account ($5 deposit/$1 processing fee)

Send to:

Rochester & Monroe County Federal Credit Union
460 N. Goodman Street
Rochester, NY 14609

If you have any questions, please call our main office today at (585) 546-4279.