Bill Consolidation Loans

Manage multiple debts by rolling them together into one easy payment. Members benefit from special rates and services including automatic payroll deduction. Apply for a bill consolidation loan today to see how we can help you.

How to Apply

Start the application process online:

  1. Download and complete the application form
  2. Save the form on your computer, or print it to save a hard copy
  3. Send the application to us in one of the following ways:
  • Email the attachment to
  • FAX to 585-546-3745
  • Mail us your printed copy:
    460 N. Goodman Street
    Rochester, NY 14609

*Please note that a copy of a recent pay stub is required for all loans.


See how loan consolidation can help you save money and pay down debts faster.

Financial decisions should not be made solely on the results from these calculators. Calculators are for informational purposes only. Always consult with your accountant or a professional advisor to get advice based on your needs.