Money Market Accounts (MMAs)


Hold your savings in a longer-term Money Market account, and benefit from higher variable interest rates and other perks through our credit union.

Members can get started with a low $2,500 opening deposit.

Other benefits include:

  • Higher interest rates than traditional bank savings account or savings certificate rates
  • No penalty charges for withdrawal
  • Federally insured up to $250,000
  • Three transactions per month
  • Monthly dividends
  • Monthly statements

Deposits of $50,000 or more are required to obtain the highest rate.

How to Apply


Speed up your savings by opening a new Money Market Account today. Remember that all MMA account holders must also have a funded traditional savings account. Our team would be happy to help you get started.

If you have any questions, please call our main office at (585) 546-4279. 

Our Rates

Effective as of: July 31, 2024

Description
Rate
APY*
Money Market < $2,500.00
0.05%
0.05%
Money Market $2,500.00 – $9,999.99
0.30%
0.30%
Money Market $10,000.00 – $24,999.99
0.45%
0.45%
Money Market $25,000.00 – $49,999.99
055%
0.55%
Money Market $50,000.00 and over
0.60%
0.60%