Online Banking

Loan Center

Welcome to our online loan center! Please check out our loan rates, mortgage rates, or even fill out an online loan application.

Your Credit Union offers every type of consumer loan:

A big advantage is that all of your loan obligations can be budgeted and paid through payroll deduction.

Your Credit Union has one of the best VISA cards in town. Just look at some of the advantages:

Loan Applications

To apply for a loan, follow the 3 easy steps:

  1. Download the loan application.
  2. Complete the application form.
  3. Save the loan application document on your computer, then close the document.
  4. Send the application to us in one of the following ways:
    • e-mail by attaching the document then send to
    • FAX to 585-546-3745
    • US Mail: 460 N. Goodman Street, Rochester, NY 14609
  5. Please note that a copy of a recent pay stub is required to close the loan.


Loan Rates Schedule of Fees Investment Rates Share Certificate

Effective as of: July 3, 2017
IRA Enrollment Fee5.00
IRA Annual Fee20.00
IRA Premature Withdrawal Fee10.00
Inactive Account Fee15.00
Club Account Close Fee5.00
New Member Fee1.00
Check Issue to Non-Owner3.00
Returned Check Deposited15.00
Electronic Transaction Overdraft25.00
Stop Payment on Automatic Debit25.00
Copy of Share Draft3.00
Stop Payment on Share Draft35.00
Returned Share Draft/ACH35.00
Protest a Check or Draft20.00
Manual Transfer Overdraft Protection3.00
Member Initiated TransferFREE
Automatic Overdraft ProtectionFREE
Loan Application Fee12.00
NSF Check for VISA Payment10.00
ATM or Debit Card
Replacement ATM or Debit Card5.00
Rush delivery ATM/Debit Card30.00


The calculators are for limited informational purposes only.

Financial decisions should not be made based solely on the results from these calculators.
Always consult with your accountant or other professional advisors when making
such decisions.

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